amuck-landowner

Thinking about not using paypal.

jvkz

New Member
Verified Provider
Yes, 70-90% customer prefer to pay using PayPal as it save them time. Make your verification process more efficient to fight with this charge back bug.
 

NullMind

New Member
Verified Provider
We have started to use Stripe, I really like how easy it is to integrate to it and if you are using an off the shelve billing system, there is a good choice there is a plugin for it, the guys at Stripe are very friendly and it's a merchant and gateway all in one, advise you check them out.

Also great dashboard - http://stripe.com
 

Serveo

Member
Verified Provider
We have started to use Stripe, I really like how easy it is to integrate to it and if you are using an off the shelve billing system, there is a good choice there is a plugin for it, the guys at Stripe are very friendly and it's a merchant and gateway all in one, advise you check them out.

Also great dashboard - http://stripe.com
Their checkout is indeed amazing and integration codes is seamless, are you using this at Onapp Carlos? Haven't noticed it yet. 
 

RockTBN

Member
Verified Provider
Today I received Reserve Notification of my Paypal account. The reasons the gave me:

During a recent review of your PayPal account, we determined that it was appropriate to apply a reserve to your account effective in 24 hours. A rolling reserve will be set at 15% of the processed amount for each day, to be held for a 90 day rolling period.
 
 
For example, 15% of the payments you receive are held at the end of the first day and will be released 24/12/2014, 15% of your payments are held at the end of the second day and will be released on 25/12/2014, and so on.   
 
The decision regarding your reserve setting was based on our review of the level of risk associated with your account. We looked at several factors in determining that there is a high level of risk associated with your account including:
  
  
 
      · Refunds - Excessive level or significant change - (A high amount of refunds transacted; A significant increase in the number of refunds transacted). 

      · Delivery Timeframe - (Extended length of your delivery timeframe).  
 
 
      · Overall processing volume – (There is a significant change in the level of payments your business is processing compared to your processing history). 
 
      · High Risk Industry (You are selling merchandise or service in a high risk industry).
 
 
   
 
We regularly review reserve levels and make adjustments when possible. You will be notified if your reserve settings are adjusted (increased or decreased) in the future.
It will make our business much worse in the next 3 months with nearly no profit at all. Do you guys have this issue before?
 

hostemo.com

New Member
Verified Provider
Personally i dont really like the paypal as they have no protect to any virtual service. As long as buyer is dispute as Payment not authourized, you will lose the dispute. Although client email ID and paypal ID are matched.
 

tdale

Member
Verified Provider
I've been using 2checkout for almost a year now and they take paypal now. So my customers can use a debit/credit card without signing up for paypal or just use paypal if they wish. Same 2.9% + 30 so its a win win.
 

layerbyte_ben

New Member
Verified Provider
At one point I was using the Paypal Payflow Pro to enable processing credit cards directly in the billing panel, as well as accepting payments through the Paypal Standard. After using it for almost a year and some issues with the payment processor on the Paypal Payflow Pro gateway I dropped that portion in favour for Stripe in regards to processing credit cards.

As for dropping the Paypal Standard, I don't think I could personally even consider doing that unless I was having major issues with that payment method. Too many people rather pay using their Paypal accounts then provide payment details directly to a service provider they have not used before. (I myself will pay using Paypal than provide my credit card information online to a service provider I've never used before).
 

Roger

Member
Verified Provider
Paypal drives more than 90% of the income to this kind of business. People is more aware of the fewer probabilities of a card fraud due to Paypal not showing their credit card information to merchants. Dropping Paypal would be dropping 90% of business.

We use another Stripe as an alternative direct CC processor and we get much more disputes for this payments than what we do for those processed through Paypal.
 

ZweiTiger

New Member
Stripe is very good , but still not supported my country (Hungary) :(

Best paypal alternative , everybody got a credit card. Simple dashboard - interface etc. But sure in the USA this is the best...

But i like paypal too , its avaible in my country : P

Everybody use paypal so.. there is no alternative for it :) Trust level!
 

Virpus-Ken

New Member
Verified Provider
Unfortunately PayPal is a must.  I have no issues with them overall.  They are easy to work with and customers generally love them.  
 

Virpus-Ken

New Member
Verified Provider
In popularity, it will be a while, if ever, for someone to really catch up to their model and be at their level.  Ultimately it would be very nice to see the market go in the direction of Bitcoin just because it is cheaper.  However it does not provide customer assurances, since its pretty much a one way lane without any sort of recourse if the entity you sent coins to refuses to refund you.
 
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AbeloHost

New Member
Verified Provider
I wouldn't recommend not using PayPal. Too many clients use it. Don't think you'll maximize your company's potential this way. 
 

GigaboxHost

New Member
Verified Provider
The Paypal product is too widely accepted and feel it is almost a requirement to have, we see a lot of clients that change from bit pay to paypal.
 

EnveraHost

New Member
If Google's payment service isn't discontinued then it could be a great contender to PayPal. Unfortunately it has been confirmed that it will end in March.

I still utilize PayPal for the only reason that if I didn't I would lose a lot of business (majority of it). 
 
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