Do you have health insurance?
- Thread starter MannDude
- Start date
AThomasHowe
New Member
Government health care. I don't think I'd live in a country without it, it's one of the only places we can actually feel the wealth trickle down here. There is better hospitality or quicker care privately but it's good knowing that I won't have to pay not to die if it's preventable and I think that thinking is enough to rationalise public health care for everyone. The economy is a social construct but mortality isn't.
The critic in me wonders if socialized medicine works best in countries that have some geographical isolation/border control and do not allow unfettered third world migration.
The usual success stories people point to are the Nordic countries, Britain, Japan, etc.
The usual success stories people point to are the Nordic countries, Britain, Japan, etc.
DomainBop
Dormant VPSB Pathogen
You'd be paying significantly more than $10 week if you didn't work for a Fortune 500 company.
The health insurance we offer employees is $491.56 monthly per single employee (single w/child rates are 1.75 x the base ,employee w/spouse is 2x, employee w/family is 2.85x). The company pays 75%, employees pay 25% (so a single employee pays $123 monthly, single w/child $215, married $246, family $350).
Typical fees, costs:
Annual deductible: $0
Maximum annual out of pocket expense (for copays, ambulances, other fees) is $2K for an individual and $4K for a family.
Prescription drugs: generic $10, preferred brand drugs $30, other drugs/specialty drugs $60
Doctors office visit $15 copay /$35 if it's a specialist
Emergency Room Services $100
Inpatient Hospital Services, Maternity Care $500 copay per stay
the full schedule of fees/copays is on pages 99-112 of this pamphlet
The plan covers:
Outpatient Services
Preventive and Wellness Services and Chronic Disease Management
Emergency Services
Hospitalization
Mental Health and Substance Abuse Services
Prescription Drugs
Rehabilitative and Habilitative Services and Devices
Laboratory Outpatient and Professional Services
Other Services (chemotherapy, family planning for women, transplants, autism treatment, etc)
Pediatric Dental Care
Pediatric Vision
Actually it is the case. You're correct there are zillions of programs for the poor, prisoners, senior citizens, etc but there really isn't any affordable insurance options available for the groups that traditionally make up the uninsured: i.e. "the working poor" whose employers don't offer insurance and can't afford to self-insure but make just enough that they're not eligible for any government help , employees and owners of many small mom and pop businesses who can't afford existing insurance. Obamacare really does little to nothing to help many of these uninsured people afford insurance.
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Or less if I was a school teacher or government bureaucrat.
Again, though, this illustrates the silliness of the American system - the F500 company can bargain better and get cheaper rates, but why should where I work determine what I pay for health insurance? I know the history but it's just silly.
Sweden is very accepting of refugees in general.
Do fast food and Monsters fall into this category?
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Know any hot Swedes who'll do a greencard marriage? Haha. Ah, screw it. Mexico is closer with cheaper medicines and most procedures I can have done in an alley.
If you don't make your heart work hard by eating cheeseburgers and increasing your heart rate with energy drinks, it will never get stronger. (kidding)
When that goes wrong, it'll make an excellent premise for the next Marvel superhero movie.Know any hot Swedes who'll do a greencard marriage? Haha. Ah, screw it. Mexico is closer with cheaper medicines and most procedures I can have done in an alley.
No I don't. In New Zealand, GP visits are subsidised and healthcare at the hospital is free. The Government, through Pharmac, funds a wide range of drugs (including cancer drugs) so they are effectively free. It works out great for NZ. I think NZers end up paying around 4 times less than Americans for healthcare services. It's no wonder the drug companies in the US are leaning on the US govt. to basically destroy the Pharmac funding agency in NZ as part of the TPP deal (Trans-Pacific Partnership free trade deal). The only reason that you would use private hospitals in NZ is if the wait list is too long in the public system. One of my close family members did this when they were diagnosed with cancer. They're the same doctors as in the public system...
I'll ask aroundKnow any hot Swedes who'll do a greencard marriage? Haha. Ah, screw it. Mexico is closer with cheaper medicines and most procedures I can have done in an alley.
If you don't make your heart work hard by eating cheeseburgers and increasing your heart rate with energy drinks, it will never get stronger. (kidding)
Shados
Professional Snake Miner
If it's a greencard marriage, why do they need to be hot?Know any hot Swedes who'll do a greencard marriage? Haha. Ah, screw it. Mexico is closer with cheaper medicines and most procedures I can have done in an alley.
If you don't make your heart work hard by eating cheeseburgers and increasing your heart rate with energy drinks, it will never get stronger. (kidding)
In India, the middle class is not so inclined to the Medical Insurance kind of setup, but most upper class citizens have it from the private companies. As far as I know, the government is still planning on the medical insurance from their side and it might take decades to be implemented properly.
In my case, I voted "Yes" for the poll. Its not the same kind of setup like in US, but offers cashless treatment of upto 1Lakh INR across a network of hospitals, for emergencies as well as hospital stay for more than 24 hours. I am still doubtful about the benefits, but took it after one of my colleague met with an accident and none of us could support him financially. Just incase if anything bad happens, it could atleast reduce the burden on my parents and the premium per year was modest, around 2K INR. Planned to implement the same within my company, but other colleagues weren't much interested.
In my case, I voted "Yes" for the poll. Its not the same kind of setup like in US, but offers cashless treatment of upto 1Lakh INR across a network of hospitals, for emergencies as well as hospital stay for more than 24 hours. I am still doubtful about the benefits, but took it after one of my colleague met with an accident and none of us could support him financially. Just incase if anything bad happens, it could atleast reduce the burden on my parents and the premium per year was modest, around 2K INR. Planned to implement the same within my company, but other colleagues weren't much interested.