During a recent review of your PayPal account, we determined that it was appropriate to apply a reserve to your account effective in 24 hours. A rolling reserve will be set at 15% of the processed amount for each day, to be held for a 90 day rolling period.
For example, 15% of the payments you receive are held at the end of the first day and will be released 24/12/2014, 15% of your payments are held at the end of the second day and will be released on 25/12/2014, and so on.
The decision regarding your reserve setting was based on our review of the level of risk associated with your account. We looked at several factors in determining that there is a high level of risk associated with your account including:
· Refunds - Excessive level or significant change - (A high amount of refunds transacted; A significant increase in the number of refunds transacted).
· Delivery Timeframe - (Extended length of your delivery timeframe).
· Overall processing volume – (There is a significant change in the level of payments your business is processing compared to your processing history).
· High Risk Industry (You are selling merchandise or service in a high risk industry).
We regularly review reserve levels and make adjustments when possible. You will be notified if your reserve settings are adjusted (increased or decreased) in the future.